What to Do When You Hit a Deer with Your Car

What to do when the unexpected happens

As a driver, you learn to expect the unexpected from other drivers and changing road conditions. On that note, there’s always a possibility that a deer or other large animal could cross the road in front of your car. When driving in the fall or winter, you need to be particularly alert, as deer are more active during these times. So, what do you do if the unfortunate happens and you hit a deer with your car?

Pull over to the side of the road

The first thing you need to do is move to the side of the road if you and your vehicle are able to safely and turn on your hazard lights. It’s crucial to make sure you’re visible to protect yourself and your vehicle from other drivers.

Call the police

Once you’re off to the side of the road, call the police. They can walk you through your next steps. They’ll typically come to the scene and can help you secure a tow truck or alternate transportation if your car is too damaged to drive. Additionally, they’ll take your statement and document your account of how the accident occurred. This is something your insurance company will need when you file a claim for the accident.

Take photos of the accident

If possible, take photos of your vehicle immediately after the accident. Try to take photos of the surrounding area as well, including anything you think may be helpful in processing your claim.

Don’t approach the deer

If the deer didn’t run off after being hit, you may be tempted to check on it. But animals are unpredictable—especially when they’re injured or feel threatened. Deer can be powerful, and they typically scare easily, so if you get near one after hitting it with your car, it may move abruptly and injure you in the process.

Check with witnesses

If there were any other drivers on the road at the time of your accident and they’ve pulled off the road, write down their names and phone numbers and ask them for their account of what happened. Your insurance agent may want to contact them and verify their account of the accident while processing the claim.

File a claim with your insurance company

Once you’re safe, it’s important to contact your insurance company as quickly as possible. The sooner you call, the quicker you will be able to start working on your claim. If you’re not sure how to submit a claim, don’t worry! Contact your insurance agent and they’ll walk you through the process.

Having collision coverage is a key factor in the claims process if you’re involved in an accident. Check out other coverages we offer.

When the unexpected happens, you never know how long you could be waiting for assistance. To help ensure you’re prepared, here are some important things to keep in your car.

Will your insurance cover you in this situation? Give us a call at 719-667-1301 for more information.

Originally Published on Dairyland Blogs On November 30, 2020

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