RV Insurance in Colorado Springs

Enjoy Your Road Trips Without The Hassle Of Worrying About RV Coverage

Adventure Awaits

If you’re new to RVing, you probably have questions about how your insurance works. And if you already have a policy, you may be wondering which coverages you need.

We are the Colorado Springs auto insurance agency that matches the best possible coverage policy with your specific insurance needs.

  • Class A Motorhomes

    Class A motorhomes are usually the largest type of motorhome. Their large spaces allow luxury accommodations, including high-end kitchens and entertainment centers, and can typically fit 8 people. 

  • Class B Motorhomes

    The smallest of the motorhome family, they are usually referred to as camper vans with small spaces for a smaller camping adventures.

  • Class C Motorhomes

    Class C motorhomes are mid range in size and are considered mini motorhomes or cabovers.

  • Cargo & Horse Trailers

    Large trailers that attach to a vehicle that are enclosed and used for transporting large animals, and other large items.

Types of Coverages Available for RV Insurance.

  • Comprehensive and collision
  • Liability
  • Uninsured/underinsured motorist (UM/UIM)
  • Roadside assistance
  • Total loss replacement

It’s important to understand that RVs come in all shapes and sizes and can be used for different purposes. That’s why we handle each request individually. Our experts can help you decide what type of coverage is right for you.

camper trailer in woods


How much does RV insurance cost?

It depends. An annual policy from A Better Choice Insurance is affordable and provides an easy-to-understand package of coverages which can include fire and theft, certain weather coverages, an emergency assistance program, and discounts.

RV insurance is relatively inexpensive and is priced on an annual basis.

Is insurance required on a travel trailer?

Generally, no. Since a trailer isn't motorized, you generally aren't required to cover it with a separate insurance policy. Instead, the liability coverage you already have for your tow vehicle will protect you in the event you're liable for injuries or damages while pulling the trailer.

What is RV insurance?

RV insurance provides protection if you cause injuries or damages to others, and yourself if a covered accident occurs.

If you're driving a motorhome, you’ll need liability coverage to put it on the road.

Do I have to pay for full RV coverage even during the months I'm not using my RV?

Cost is relatively inexpensive for annual policies.

Will I be covered if I travel to Mexico in my RV?

No, our recreational vehicle insurance policies are only good in the United States.