SR-22 DUI Suspension
An SR-22 is simply an agreement between the state and the insurance company that accepted the policy. The SR-22 is actually filed with the state by the insurance company, and it binds the insurance company to notify the state if the coverage on the policy ever lapses. If they (the state) receive a lapse notification the state will then send the insured a letter threatening to revoke their license if they do not comply. It is a way the state can monitor certain licensees to enforce the mandatory insurance laws.
We have been assisting clients with this issue for almost twenty years. We are very familiar with the in's and out's of dealing with the department of revenue, and all aspects of the reinstatement procedure. With our years of experience and expertise, we can alleviate vast amounts of stress for SR-22 clients.
Your Better Choice for an SR-22 in Colorado
Hi, my name is John and I own A Better Choice Insurance Agency in Colorado Springs. Our insurance agency has been helping our clients with their SR22 needs for over 20 years.
I’m going to give you a quick, brief, description of what an SR22 is and what it does.
SR22 is not insurance
First, an SR22 is not insurance on its own. It’s actually filed and attached to your insurance policy and then filed with the state. So, we can actually file an SR22 on almost any auto insurance policy we write in the agency.
What does an SR22 do?
The SR22 gives the state access to know whether your insurance is valid or not. If you are ever in the position, with an SR22, and your policy cancels, the state will begin the process to suspend your driver's license.
In some circumstances, if you reinstate your policy soon enough, you can avoid that suspension process. If not, your license will be suspended and you’ll have to begin the entire process over. $95 reinstatement fee, another insurance policy with an SR22.
The best advice I can give you in my 20 years, is if you have an SR22 requirement on your policy keep it active until you’re finished. You will be happy that you did.
Those are very brief basics on SR22s and how they work. We’d love to help you and if you have more questions don’t hesitate to give us a call.
Thank you for watching, I hope it was helpful. And remember, we are A Better Choice for your insurance needs.
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