Insurance lapse: Your guide to understand, fix, and prevent it

Man driving in car

What happens if my car insurance policy lapses? If you miss a car insurance payment, your coverage will typically lapse after a 10–15-day grace period—depending on where you live and the type of payment missed—leaving you and your car unprotected. If you’re caught driving while your car insurance has lapsed, you could face legal penalties…

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How an ignition interlock device can help you get back on track

Person in handcuffs

You made a mistake behind the wheel and were convicted of a DUI or OWI. Now it’s time to get your life back on track. One step that may help you move forward is installing an ignition interlock device. What’s an ignition interlock device? An ignition interlock device works like a breathalyzer for your car.…

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High-risk auto insurance

Auto Insurance form

What is high-risk auto insurance? High-risk auto insurance—or nonstandard auto insurance—covers individuals who insurance providers consider to carry an elevated risk of operating a vehicle, usually due to a poor driving record. While high-risk auto insurance policies come with higher premiums, drivers can improve their record and reduce their premium over time. If your driving record…

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Answers to three common questions about car insurance after a DUI

Police officer behind woman in convertible

While a DUI (driving under the influence) and a DWI (driving while intoxicated) are both serious and frequently expensive charges, they’re essentially the same—an offense of operating a vehicle with a blood-alcohol content above the state’s legal limit.  When you’re charged with either of these offenses, you may wonder how you can legally and safely…

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