Buying A New Car and Full Coverage Auto Insurance

I wanted to talk a little bit today about the car buying experience, financing a vehicle, and how that relates to your insurance.

When you’re financing a vehicle you’re required to have physical damage coverage or full coverage.

There are two parts to full coverage:

Comprehensive – which covers things like fire, theft, hail, and vandalism. Basically, things that are out of your control.

And then there’s Collision – which covers colliding with another vehicle or object.

When you have full coverage you’re required to have a deductible. You can choose a deductible from zero to $1,000. The lower the deductible the higher the premium and the higher the deductible the lower the premium will be.

When you’re looking to purchase a vehicle, it’s important that you let your agent know what vehicle you’re looking to purchase by giving them the vehicle identification number. This makes sure that you can quote the vehicle before you purchase to make sure you can afford the car payment and the insurance.

Here at A Better Choice, we would be happy to quote any vehicle you’re looking to purchase. Just give us a call at 719-667-1301 and we can quote any vehicle you’re looking for.

– John

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